Before closing or investment
Review plans, accessibility, costs, contracts, schedule, approvals, equity structure, and project readiness while material gaps can still be addressed.
Construction & real estate due diligenceNational Reach. Local Insight.
Request a proposal In the field. In the documents. On the record.A KOW client perspective
Construction Lenders & Equity Partners
Independent review of the plans, budget, draw, work in place, accessibility, schedule, and money left to complete the project for debt and equity capital teams.
Your perspective
Technical work shaped around the responsibility you carry.
Construction debt and equity depend on more than whether work is visible at the site. Capital teams need a consistent relationship between the approved scope, design, contracts, budget, schedule, capital contributions, funding request, work in place, and the money still available to finish.
KOW supports that view from underwriting and investment approval through final completion. Our role is to organize technical evidence, identify material construction and accessibility exceptions, and communicate what has changed so each lender or equity partner can make its own credit, investment, capital-call, and funding decisions with better context.
Where KOW enters
Before closing, during the work, and through the hold.
During construction
Connect recurring field observations with draw or capital-call documentation, change activity, contingency, schedule, and remaining cost.
At transition or distress
Clarify completion status, closeout conditions, or a changed cost-to-complete picture when the original baseline is no longer sufficient.
What matters
Built around the questions you have to answer.
Reliable draw and capital-call support
Early visibility into budget and schedule pressure
Technical and accessibility exceptions stated plainly
Consistent reporting across projects and markets
Questions to answer
What the report should make clear.
- 01
Does the proposed project provide a credible basis for the planned debt and equity investment?
- 02
Is the current draw or capital call supported by the available documents and observed progress?
- 03
Are remaining loan proceeds, equity, commitments, contingency, and cost to complete still reasonably aligned?
- 04
Which technical, accessibility, budget, schedule, or closeout items require follow-up before the next decision?
A useful deliverable
What the report should do for your team.
Connect work and capital
Show how observed progress, the pay application or capital call, stored materials, the approved budget, changes, equity contributions, and remaining funds relate to one another.
Keep the baseline and trend visible
State current status while preserving changes in schedule, contingency, buyout, scope, and unresolved issues across reporting periods.
Separate exceptions from routine status
Make items that may affect funding, capital calls, completion, accessibility, collateral, or investment controls easy to find and trace.
State the consultant’s boundary
Distinguish KOW’s observations and recommendation from contractor certification, borrower or sponsor representations, governing agreements, and each capital partner’s decision.
Proposal and kickoff
What to send at the start.
You do not need every item before contacting KOW. Share what is available, identify what is still coming, and flag the date the work must support.
Property or project address, borrower or sponsor, lender and equity teams, and primary contacts
Requested service, reporting cadence, first site date, and closing, investment, capital-call, or funding schedule
Lender or investor scope, report template, reliance terms, approval thresholds, equity requirements, and escalation process
Current plans, specifications, accessibility criteria, contracts, development budget, sources and uses, schedule of values, and project schedule
Pay application or capital-call support for monitoring assignments, including contributions, changes, stored materials, and prior funding
Prior consultant reports, open-item logs, and known project, accessibility, budget, schedule, permit, or closeout concerns
Priority services
Expertise for the work ahead.
Loan Monitoring
Independent site observations and draw review for lenders tracking work in place, requested funds, remaining cost, schedule, and change activity.
Explore service Plan & Cost ReviewPre-closing review of plans, specifications, budgets, schedules, contracts, approvals, and the assumptions supporting a construction loan.
Explore service Accessibility ConsultingProject-specific accessibility review from governing requirements and coordinated construction documents through field observations, issue tracking, and closeout.
Explore service Cost to CompleteA new project baseline covering current status, remaining scope, contracts and commitments, available funds, and the estimated cost and time to finish.
Explore service Construction CloseoutReview of physical completion, outstanding work, final balances, retainage, approvals, and closeout documents before the last advance or transition to operations.
Explore serviceStart a conversation
Start a conversation for construction lenders & equity partners.
Tell us what you’re working on. Our team will help define the right scope and get a proposal moving.
Request a proposal